Compliance Notices
Health and Welfare Plan Notices
The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS), and Internal Revenue Service (IRS) require plan administrators to provide certain information related to their health, welfare, and retirement benefit plans to plan participants in writing.
The notices located below explain your rights and obligations in relation to the health and welfare plans provided by Phoebe-Devitt Homes.
The Summary of Benefits and Coverage (SBC) noted below summarizes important information about any health coverage option in a standard format to help you compare across options. Please read these notices carefully and retain a copy for your records.
The Health Insurance Marketplace Coverage Notice summarizes basic information about the Marketplace and employment-based health coverage offered by Phoebe.
The carrier booklets and documentation for the outlines mentioned in the Mega Wrap SPD can be found under “Benefits” of this Online Benefit Portal.
The following are Annual Notices included in the Health and Welfare Notice:
- Medicare Part D (Creditable Coverage)
- HIPAA Privacy
- HIPAA Special Enrollment Rights
- Uniformed Services Employment and Reemployment Rights Act (USERRA)
- Genetic Information Nondiscrimination Act (GINA)
- Michelle’s Law
- Nondiscrimination 105(h) Rules
- Qualified Medical Child Support Order (QMCSO)
- Women’s Health and Cancer Rights Act (WHCRA)
- Newborns’ and Mothers’ Health Protection Act (NMHPA)
- Information on Rescissions
- Preventive Care
- Health and Wellness Program
- Family and Medical Leave Act (FMLA)
- Mental Health Parity and Addiction Equity Act (MHPA/MHPAEA)
- COBRA Rights
- Extension of Certain Timeframes due to the COVID-19 Emergency
- Rights and Protections Against Surprise Medical Bills
- Children’s Health Insurance Program Reauthorization Act (CHIPRA)
- Health Insurance Marketplace Coverage
The following are additional Annual Notices located below.
The carrier booklets and documentation for the outlines mentioned in the Mega Wrap SPD can be found under
“Benefits” of this Online Benefit Portal.
